Cash Flow Monitoring.
Track, classify, and resolve significant cash flows across every fund on the platform. Automated monitoring rules, counterparty profiles, and structured approval workflows replace manual tracking and reduce the operational burden of cash flow monitoring under UCITS V and AIFMD.
From thousands of cash flows to a manageable daily queue.
Depowise treats every cash flow as significant by default, then systematically reduces the volume through automation, so your team focuses only on what genuinely needs attention.
Bank Alpha SE
MT940 · 4 accounts
Custodian Alpha
Positions feed
Fund Admin
NAV packs
Transfer Agent
Subs · Reds
Bank Beta N.A.
MT942 · daily
Captured today
642 flows · 5 sources
Complete coverage
Every cash flow entering the platform is treated as significant by default. Monitoring rules and counterparty profiles then reduce the volume systematically, so only genuinely unresolved items reach your team.
Rule engine · AI assist
95% auto-classified
Automated classification
Configurable rules classify and approve cash flows based on counterparty, transaction type, amount, fund, or dynamic logic. Four-eyes approval on rule creation ensures automation stays governed.
Cash flow
+€12.4M
Global Bond Fund
Investor register
Asset register
Irregularity
Integrated resolution
Significant cash flows link directly to investor registers, asset positions, capital call workflows, or irregularities. Resolution happens in context, not across disconnected systems.
A core depositary obligation under UCITS V and AIFMD.
Cash flow monitoring is not optional. Depositaries must monitor the cash flows of the funds they service, ensuring that every significant cash movement is identified, verified, and documented. Depowise provides the structure, automation, and audit trail to do exactly that.
AIFMD · Article 21
Requires depositaries to monitor all cash flows and ensure they are booked in accounts opened in the name of the fund.
UCITS V · Article 22
Requires depositaries to ensure proper monitoring of a fund's cash flows.
Every cash flow, from every source, in one place.
Depowise integrates cash trades and cash balances from banks, custodians, and internal systems. Bank statements in any format are processed using AI-assisted mapping that learns from previous templates.
- Automated integration of cash trades and balances via file or API, with native SWIFT support (MT940, MT942, MT300, MT320).
- AI-assisted bank statement mapping: upload any bank statement format and the model identifies and extracts the required fields.
- Manual upload supported for any source not yet digitised, with template downloads and context-specific import tools.
Supported integration channels
Native SWIFT
MT940 · MT942 · MT300 · MT320
REST APIs
Real-time, schema-aware
SFTP feeds
Scheduled file delivery
Manual upload
Any source, validated
AI-assisted bank statement mapping
Improves accuracy with every new template, reducing onboarding time for new sources.
Reduce the noise, focus on what matters.
Monitoring rules and counterparty profiles automatically classify and approve cash flows that match known patterns, so depositary teams focus only on items that genuinely require investigation.
- Counterparty profiles: define rules for known counterparties to enable automated approval of expected cash flows.
- Monitoring rules: classify or approve based on fund, fund manager, transaction type, amount thresholds, or dynamic logic.
- Workflow-controlled governance: new rules can require four-eyes approval before activation.
- Single vs bulk processing: line-by-line review or mass update based on business logic and prior interaction.
Monitoring rule · preview
When
- CounterpartyBank Alpha SE
- Transaction typeSubscription
- Amount≤ €5,000,000
Then
- Auto-classify and approve
- Log to audit trail
Created on the fly from a cash flow
Four-eyes approvedCash flows don't exist in isolation.
A significant cash flow rarely ends with classification. It often needs to be linked to an investor, an investment, a capital call, or flagged as an irregularity. Depowise connects cash flow monitoring directly to the other depositary duties on the platform.
- Link to investor register: add new investors or connect cash flows to existing positions. Start capital call or distribution workflows directly from the cash flow.
- Link to asset register: relate a cash flow to an existing or new investment position. Multi-linkage supported, with Depowise calculating remaining allocation.
- Open irregularity: flag a cash flow as an irregularity directly from the monitoring screen, with automatic context linking and full escalation support.
Cash flow record
Amount
+ €12.4M
Fund
Global Bond Fund
Counterparty
Bank Beta N.A.
Linked to
Investor register
Capital call workflow · WF-517
Asset register
Position #4218 · €8.4M remaining
Irregularity
Open · escalation level 1
Cash positions reconciled, not just monitored.
Beyond significant cash flow monitoring, Depowise supports cash balance reconciliation between the bank or internal systems and the fund administrator. Discrepancies are surfaced in the fund dashboard, giving depositary teams a complete view of the fund's cash position.
- Cash balance reconciliation between bank or custodian and fund administrator positions.
- Fund Dashboard cash transaction widget displaying all transactions by date with account, currency, value date, counterparty, classification, and task status.
- Drill-down from the widget into the full cash flow monitoring capabilities for any individual transaction.
Balance reconciliation · today
Bank · Custodian
€52,426,181.90
Fund administrator
€52,426,181.90
Reconciled · variance €0.00
Within toleranceDrill into any transaction to open the full cash flow monitoring view.
“We classify 30,000 cash flows a month. Depowise handles 95% of them automatically, and gives us a clean queue for the rest.”
Head of Depositary
Tier 1 Bank · Client since 2023
30,000+
Cash flows monitored per month
95%
Auto-classified by rules
5%
Reach human review
See your depositary operations on Depowise.
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